Personal plan
Choose monthly or yearly
Start with a 2-month free trial. No credit card is required for the trial, and it does not automatically convert to a paid plan.
Start freeSimple pricing
A capable budget at an affordable price.
Start free, then choose whether Stewarding Change is worth keeping in your routine.
Why keep it affordable?
Financial guidance and practical tools should be within reach.
Our mission is to teach and equip people to steward their finances well. We work to keep the price accessible so more people can put that learning into practice.
Stewarding Change
$3.00/month or $35.00/year
Two-month trial; no automatic charge. Your plan remains available to review afterward.
Yearly planning, income allocation, debt and tax planning, reports, and CSV history. No required bank connection.
YNAB
$14.99/month or $109/year
34-day trial. Subscription required to continue after the trial.
YNAB’s plan includes transaction tracking and import, savings goals, and debt tools. See YNAB plan details.
EveryDollar
Free plan; Premium $17.99/month or $79.99/year
Free budgeting is available; Premium has a 14-day trial.
The free plan supports manual budgeting and transaction entry. Premium adds bank connection, reports, and paycheck planning. See EveryDollar plan details.
US prices and selected plan details last checked October 6, 2026. Plans and offers can change; check the linked pages for current terms. Features are selected examples, not a claim of feature parity.
Included in the personal plan
Practical tools and help when you need it.
| Area | What you can do |
|---|---|
| Income and funds | Allocate income across your budget funds and see what remains. |
| Accounts and transactions | Track balances and review spending in the context of your plan. |
| Reports and CSV history | Review cash flow and fund activity; import CSV history for reference. |
| Debt and tax planning | Track debt and explore tax estimates alongside your budget. |
| Support | Send a support request in the app, review replies, or email support@stewardingchangebudget.com. |
Questions, answered.
Will I be charged when my trial ends?
No. The trial does not automatically convert to a paid subscription. Your account becomes read-only until you elect to subscribe.
Can I cancel a paid subscription?
Yes. Manage and cancel a paid subscription through the Stripe customer portal in app Settings.
Do you offer refunds?
Payments are nonrefundable except where required by applicable law. See the full Refund Policy.